How to Improve Your Credit Score

Poor credit score report with pen and calculator

If you are repeatedly getting denied for credit or for a mortgage loan, you need to check your credit score and take steps to improve it.

Having a good credit score is pivotal to your financial well-being. Insurers use credit scores to set premiums for auto and homeowner’s coverage and landlords use them to decide who is qualified to rent their apartments.

Lighten Your Load: 6 Debt-Reducing Strategies

Happy Black Mother And Daughter Shopping Online With Computer And Credit Card

Getting rid of debt is in many ways like getting over a long, nasty cold. Neither is fun to deal with, both cause you to suffer, and often times, both can make you feel as though there is no end in sight.

Let’s Talk it Out…Reasons You Should Consider Debt Negotiation

concentrated couple discussing contract together with lawyer in office

Unexpected financial difficulties can happen to even the most frugal people. But debt – credit card debt in particular – is something that affects more families than you may realize. In fact, a 2018 analysis conducted by NerdWallet states that the average American household carries around $7,000 in credit card debt.